Showing posts with label frugal. Show all posts
Showing posts with label frugal. Show all posts

Tuesday, January 20, 2015

You Can Lose Weight If You're Broke!





"To dream the impossible dream...."

So some of you are like me. You need to lose weight. In fact, I haven't been at my ideal weight in nearly 20 years. There were many years of heartache, failure after failure...nothing seemed to work. Except gaining more weight. I am good at that. 

I am not going to get into the psychology of all of it. I'm not Dr. Phil. Though I can do a fair imitation. 

What I want to talk about is an excuse I had for years. Almost 2 years ago I lost 80 pounds. Yikes! 
Now I have some more to lose and this past year as been filled with more excuses. 

Mostly this one, "It's just so hard!"

Tru dat. 

I am not going to sugar coat any of it. Losing weight is work. It's frustrating. But (and this is a big one) when it happens it's worth it all. 

One excuse I floated around for a while was this one."I'm too poor. If I had the funds I could do it."  I remember hearing lots of people talk about this one years ago when Oprah lost weight. "If I had a trainer and a personal chef..." Where you one of those folks talking? 

It can be expensive. Especially, if you chose to use a supplement or other resource to help you along. I am not knocking that choice. You do what you have to do. I haven't had that choice. 

For some of us we've had to chose between paying a bill and food on the table. 

So here it is. I want to give you my favorite  FREE or FRUGAL tips, tricks and resources that will help you scratch that "I'm Broke" excuse off the list. 

Workouts

A membership to a gym is not possible for some of you. Now we have a membership to our local Y. We receive a scholarship for half-price. We decided that this would be priority for our budget because Josiah is on the swim team and it has done so much for him. My husband is also an athlete and he does some weight training. You have to decide if something like this is in your budget and if you will use it. We do use it and it has become part of even our family time together. Don't be afraid to check out something like a scholarship or discounts. 

We participated in a family Fun Walk last spring. It cost $5. Josiah even won a bag of cool games. Actually, he won two, but we gave one of them to a young man who didn't win anything. 

Making a daily walk part of your routine can be a worthwhile habit. Some mamas make take this time for reflection, prayer and focus. Some use it to get the kiddos moving as well. It is harder for me to walk long distances because of injuries I sustained from a car accident, but when the weather is nicer Josiah and I will sometimes walk around the block or to the bank. We also will drive to the local botanical gardens and enjoy a walk along with a nature study. You can mix fitness with schooling! 

Take every opportunity to move. I try and park away from the entrance of the store if possible. When I'm cleaning house I will put my tennis shoes on and move. If you have a pedometer see how many steps you walk in a day. I've heard that we should try and get in 10,000 steps. That's a lot of moving. 

I love using youtube workouts when I can. I don't have to leave the house and they are FREE. Here are some of my favorites.  Just a little aside. Isn't youtube wonderful? Just this week I am learning how to make a California Roll, trying a hand lettering technique and studying about Qatar. At least, Josiah is studying about Qatar. All from youtube! 

1.The first two workouts I'm sharing are ones that you can do from a chair.  This chair workout for the overweight/obese is only 10 minutes long. The gal is so encouraging. I can't do some of it (my range of motion isn't as great), but I try. She has a whole bunch of other workout videos as well. 

2. Sparkpeople has some great workout videos available. I like this cardio chair workout. They have bunches and bunches of videos available. 

3. I also use T-Tapp workouts. I purchased them when I had little bit of extra cash. However, they do have free workouts on youtube. This one is called the Hoe Down.  I was really surprised how much these work! This video is just over 3 minutes. 

There are also lots of workout videos available at the library. Try some different ones. Your metabolism likes surprises. It will often slow down if it gets used to the same workout week after week. 

If you want to add a little bit of weight training look no further than your kitchen cabinets! We do have some hand weights I use that I found at the thrift store for about a buck, but when I was homebound doing physical therapy after my car accident, my physical therapist grabbed some canned veggies out of the cabinet. There you go! You might have other household items (like a baby :<) that might fill in. I'm currently staring at a big Bible commentary. Could I use that Bible commentary in a workout? It must weight at least 20 pounds. Hmm. 

Groceries

This is a biggie. Just buying the weekly groceries can be so stressful. When you add in special and healthy ingredients...AHHH! Just this morning I went to the health food store and spent $25 on just a few things. And I sure didn't get what I intended to. I wanted to get some Hemp protein powder. It was $20! That is 1/3 of my grocery budget. 

So. Get rid of the junk food. Don't even buy it. I don't care if the kiddos can't seem to do without it. They'll survive. If they want to spend their own money on junk food..that's another thing.

Learning to cook can be your greatest weapon against the bulge. Don't worry about making it fancy. 


Scratch cooking is so much healthier. It might not be easier or convenient, but have you read the labels of some of that processed food? If you can't pronounce it don't eat it. The fewer ingredients something has the better. Don't be afraid to try recipes. I am a seasoned cook and some of my attempts have been complete fails. 

I don't cook separate meals. If I think my husband and son might need something more I will usually just add a baked potato or some rice. I think you will fine that everybody will eventually get on board. The taste buds will acclimate to the healthy stuff eventually. 

Rethink brand loyalty and where you shop. I do much of my shopping at Aldi's. They almost have everything I need. I discovered the joys of Discount Grocery shopping some time ago. We have a few good ones in our area. Sometimes I have found special ingredients that have been just pennies. My favorite buy was the case of 24 Greek yogurt I bought for 1.99. It was perfectly fine. Another place I like to go from time to time is a bulk grocery store. The ones in our area are owned and operated by Mennonites. I get some terrific deals on herbs, spices, oatmeal, beans...Do a little research and see if you can find one near you. 

We don't waste a lot of money on beverages. I buy skim milk for The Muffin and Josiah. I also purchase Almond Milk for myself. I generally buy a half-gallon of orange juice. That's it, baby! I will buy tea bags and make tea for the house. I also have a stash of coffee I buy from the Discount Store. That's it. Otherwise it's water all the way!! 

So I forgot about my husband's buttermilk. That particular item is another story. 

There have been times that we have eaten from a food pantry. We were extremely blessed to have even that, but there aren't a lot of healthy choices in those boxes. Generally, they consist of a lot of pasta and canned foods. One time we got a whole box of honey buns and ranch dressing mix. It has been a few years since we've had to do that, but I know what it's all about. This is the best advice I can give you. Use what you have. Just watch your portions. If you do have a bit of money spend it on veggies. A dinner of spaghetti with canned spaghetti sauce can become a special treat with carrots and celery sauteed and added to your sauce. Or chop up a whole plate of the same veggies to have for extra munchies. Beans and eggs are wonderful cheap proteins. A box of oatmeal can go a long way. This is a link to a recipe book that uses items frequently found in food pantry boxes. Several of them look pretty healthy. Just remember. Watch your portions.

Motivation

Sometimes just staying on plan on and on track is downright near impossible. Ack!! I can't even tel you how many pep talks I have to give to myself daily. Yep. I talk to myself. U gotta a problem with dat?

I have to keep a food diary of some sort. I use sparkpeople.com, but you can use just a pen and notebook. It helps me stay accountable to me. 
Sometimes you just have to be brutally honest with yourself. I want to be here for this guy and My Muffin. I want to be healthy and present for him. I don't want him to be ashamed of me. And I want him to see first hand that the hard stuff is worth doing. You can't buy that kind of motivation. Write it down. Look at it every day. 


Because I am a stress snacker, I have had to develop other ways to handle things. I doodle. I read. I enjoy a cup of tea. 

Pinterest is a great resource. Try setting up a Pinterest Board just for your healthy new lifestyle. I pin recipes I want to try, articles that might help me and even clothes I want to wear when I lose a little more weight. When I finally was able to start shopping in the "regular sizes" again that board helped me really focus on what I liked. I had spent so many years just worried about things that wouldn't make me look bigger than I really was. I had lost some of my own personal style. Don't be afraid to dream. 

The best advice I can give you is to just start. Don't worry if your efforts look cool and hip. Baby steps. And don't let the excuse of being broke get you down. 

We've got this! 








I'm joining in with my friends from The Schoolhouse Review Crew! 


Living Frugally

Tuesday, January 28, 2014

Strategic Shopping: A Review



This post contains affiliate links :<)




Friends. You know how I feel about frugal shopping. One of my favorite places to frequent is The Thrift Store and “Clarence” (you might know him as “Clearance”) is a good friend of mine. I am always looking for new and creative ways to save a buck. It can be a fantastic adventure! Fantastic, though sometimes challenging.  I was recently given the chance to review two first-rate books about the subject. 



Let me first tell you a little about the author. Candy Foote is a mom of 12! I think she probably has quite a bit of experience shopping strategically! Just her weekly grocery trip alone must be an adventure. You can check out more about Candy and her methods by visiting her website. In her book, Strategic Shopping, she gives step by step practical help.  Candy does talk about how to use coupons, but she also has wonderful advice on how to save money everywhere.  I found that my small family of 3 (just The Muffin, Josiah and Me) benefited just as much as a larger family would. 

http://candyfoote.com/the-store/?ap_id=bekethebookworm

Strategic Shopping is a great resource, but my favorite has to be Christmas with Strategic Shopping. I have to say that this past Christmas stressed me out (just a bit). There were those handmade projects that I didn’t allow enough time for (talk about last minute!). Those homemade goodies I didn’t budget for and so much more I wanted to do for family and friends, but just didn’t have the funds to bring it about. 

I love Christmas and all that comes with it. One of my favorite things is being able to share lovely things with the people I love. Candy helps those like me to “strategically shop” all through the year to make Christmastime all that I hope it can be. How does she do it? Candy gives us a month-by-month plan. She talks about all the items to look for in a particular month. For example, I love knowing that in March I be looking out for socks, gloves, hats or anything wintery that I can sneak into a stocking next year. The price will be drastically reduced as they are preparing the shelves for summer. 

http://candyfoote.com/the-store/?ap_id=bekethebookworm

Another idea I absolutely love is to create a non-perishable box. This box is to hold all the supplies I might find for my homemade treats and goodies through the year. We all know that certain times of the year are better to purchase particular ingredients. I was inspired to get started on my own non-perishable box.

Candy also provides printable pages at the end of her book. These are wonderful organizational tools. I love that she encourages to make a plan and then gives us the tools to do so! 

One of my favorite parts of this books is hearing of Christmas in the Foote house. Candy does such a wonderful job of inviting us into her home. I loved reading of the family traditions. Made me all squishy inside (not that I wasn’t already squishy here and there:<))

I am already putting Candy’s advice into practice. I was somewhere over the weekend and ran into a few shelves with .25 Christmas items. Yay! I spent a couple of dollars and feel good about having a running start on this next Christmas. 
 

Both of Candy Foote's books, Strategic Shopping and Christmas with Strategic Shopping, can be bought from Candy's site. Both are PDF ebooks (I downloaded them to my Kindle) and are easily managed. Right now Candy is providing us with a terrific discount. Just use the Code given below. I know you won't be disappointed.

http://candyfoote.com/the-store/?ap_id=bekethebookworm

I posted yesterday details of a fantastic Facebook party happening tonight (Tuesday, January 28). I encourage you to attend! I am going to try and be there :<)


Happy shopping!



Wednesday, July 24, 2013

Review: Couponing Made Simple




I have never been good with the coupons. I forget I have them. They get wadded up in my purse. Half the time I leave my grocery list at home. Yup. I’m that girl. 

But this girl is also on a tight budget. Aren’t we all! I have friends who parade their weekly couponing wares on Facebook. They spent .57 for $113.79 worth of goodies. Okay. Maybe not that extreme. But you know what I’m talking about. 

Extreme couponing has become quite the “thing” these days. And no wonder. Inflation. Loss of income. Gas prices. Yikes!  While I want and need to save money, I have always felt like couponing in general wasn’t a good fit for our family. Plus, I am high maintenance. I have very little time and energy to devote to hours spent over piles of coupons and wandering from store to store. 



So when the opportunity came up to review Couponing Made Simple by Christi the Coupon Coach I was torn. Could I give it a go? How would it fit into our lifestyle? I needed someone who will teach me the basics of couponing that can help me be a good steward of my family’s resources without exhausting me in the process.  Could Christi help this tired and stretched momma?

I can now say that after reading the book and putting some of Christi’s suggestions into practice I am now a believer! 

What I Received



Couponing Made Simple


I received the Kindle version for $4.99. The paperback version of the book is available for $18 (it's regularly $20). Both can be purchased through Amazon, but you can find the link at Christi the Coupon Coach.  
How It Works

Couponing Made Simple is a “how-to” about using coupons with success. It is not a manual on how to buy 42 bottles of shampoo for .17 in one trip. It is a practical guide from a real mom who uses real techniques to bless her family.  But wait there’s more! (I’ve always wanted to say that) Christi always gives us her best advice on how to bargain shop just about anywhere. She writes in an easy, conversational way. I felt like I could be sitting at her kitchen table with a cup of tea. 

Here is how the book is set up. 

    Chapter 1 - Success Stories - Christi shares some her success stories…just to whet your whistle!
    Chapter 2 - A New Way to Shop - This might challenge some of you a bit!
    Chapter 3 - The Language of Couponing - At last! I always felt as if couponing language  required an onsite translator.
    Chapter 4 - Organization SystemOuch! I need one of those?
    Chapter 5 - Step-by-Step Process - Yes, please! I need someone to hold my hand.
    Chapter 6 - Tips and Tools - You might be surprised about what you learn!
   Chapter 7 - Couponing Ethics - So happy Christi included this.
    Chapter 8 - Networking and Communicating - That’s what friends are for.
    Chapter 9 - Bonus SectionVery handy tips for shopping almost anywhere.
    Chapter 10 - Beyond Couponing - THIS! Blessed my socks off.

How I Used It

I told you I am high maintenance. Our family seldom eats processed foods. I make almost everything from scratch. We are also on a very limited budget. I rarely have “wiggle” room to purchase anything just because it’s a good deal. I have lost almost 80 pounds in the past year. I have certain ingredients I use more frequently, but there are seldom coupons on apples and broccoli.  

I have also been in treatment for cardiomyopathy for the past 14 years. When I was 27, I had my first episode of congestive heart failure. I had a major car accident when I was 24…leaving me with a lifetime of orthopedic limitations. My ‘get up and go’ is not as vigorous as it was once. When I was at my sickest I had to limit my shopping to one store. Even now (though I am sooo much better) I have to be economical with my energy. 

I do a lot quite a bit of shopping at a salvage grocery. I have to watch for outdated products and the like, but I really enjoy seeing what I can come up with what I find. All of that said, I also realize that I could be doing a better job of saving in items like toiletries, vitamins, household products, etc. The weeks I have to buy garbage bags and laundry soap at the same time nearly demolishes my grocery budget. There has to be a better way! 

So here’s the low down. You have a high maintenance chick who needs to keep it healthy and doesn’t want to wear herself out in the process. That could be a lot of you! What could Couponing Made Simple possibly offer THIS girl? 

1.       Here are some of the things from Couponing Made Simple that I put into practice right away.
2.       I bought a Sunday paper. Christi recommends buying one for each member of your family. Baby Steps. I wasn’t quite ready to go whole hog.

3.       I cut out the coupons (duh). I set aside those I knew I wouldn’t use, but others might. 

4.       I checked out a website per Christi’s advice that would help me match up coupons I had with coupons I could print online, etc. I printed a few coupons and was able to download a few more onto my favorite local grocery store’s frequent shopper’s card. 

5.       I then stored them in a “thingie” I had in my homeschool cabinet. Christi has a much elaborate system laid out, but I am of the “use what you have” school of thought and I have “thingies” in high abundance.  

6.       The next day I went to town. Not literally. I actually live in town. I just visited the same places I always visit and used Christi’s advice. 

My results? 

I don’t have any pictures of my bounty to show you. My husband is a very helpful grocery “puter upper.” Between the deals I found at Adli’s, some wonderful markdown meat finds and my coupon matchups I found some great deals. Even my husband was surprised with the amount I got for my money.  

I can give you a play by play of my trip. First of all, I generally split my grocery shopping between Aldi’s and a local grocery store. While Aldi’s doesn’t take coupons, the local grocery store is very coupon friendly. I happen to live in a good sized area with a lot of options. There are plenty of shopping choices just down the road. I am also not a loyal brand shopper. I am perfectly fine with trying out new products.  I started at “my” Walgreens. I know the folks at “my” Walgreens. I used a few store coupons for some fantastic deals on back to school items, deodorant and a couple of cans of tuna fish. 

I went next to my local grocery store which is just down the street. Because I had made my list ahead of time, I knew that I could use not only my Sunday Paper coupons, but also my store coupons that I had downloaded on my card. I also had a few coupons I had printed off. I love my local grocery store employees. This is where building a relationship with the folks in your local businesses can pay off. When I checked out I had 4 different coupons for these two packages of toothpaste. 

Yes. That is Josiah's hand. He thinks he has to get at least one body part of him in every picture I take.

I got them both for only .25. That is .25 for both. So for 12 ½ cents I got toothpaste. I was pretty proud.  Our sweet checker is one we see a lot. He was more than happy to give me the best deal he could. He also let me use a store coupon for a package of fish filets that wasn’t exactly for the product I had picked up “We want to make sure you are getting the best deals you can,” He told me. 

So here is a bit of my advice. I really believe that regardless of your circumstances Christi the Coupon Coach has something you can take with you. Her is advice is SIMPLE and practical. And I’ve decided that for the time being I am going to keep an eye for deals in my usual places. There is no need for me to pay so much when I can take advantage of the deals available to me. You have to make it work for you and your family’s particular needs. I have decided to take just a little bit of time every week, cut out my Sunday Paper coupons, check out the online coupons and make sure I’ve loaded coupons on my shopper’s card.  That little time spent is going to make a big difference in my wallet.  

I recognize that there is a lot of helpful information concerning couponing advice out there. What I appreciate about this book is that it is all in one place and that the information just wasn’t about grocery couponing or even couponing in general. 

Christi has so much wonderful advice. During the course of this review, she occasionally sent encouragement and helpful emails to the members of the Crew. You can see her heart. I loved all of the ideas and tips she passed along. I know that they have been a blessing to my family. I look forward to continuing my savings journey. 

Couponing Made Simple is also available in hardback for $18.00 in addition to the Kindle version (which I received). 

I know you will enjoy reading other crew member’s adventures in Couponing. You can do so by visiting SchoolhouseReviewCrew.com.


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